Lainan maksuaika vaikuttaa maksuerien suuruuteen, ja niiden tulee olla hakijan taloudelliseen tilanteeseen sopivat. Luotonantajan riski on pienempi, koska se voi lunastaa lainan vakuuden, jos velallinen ei maksa lainaa pois.Kun valitset lainatarjouksen todellisen vuosikoron perusteella voit olla varma, että valitsemasi laina on muita vaihtoehtoja

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